Law Office of Yuriy Moshes Blog

Law Office of Yuriy Moshes Blog

Law Office of Yuriy Moshes P.C. blog is a law firm blog for up to date content. Check back here often for news, legal developments and tips. We look forward to hearing from you and thanks for reading our blog. We welcome suggestions on topics you would like featured in the blog. Whether you are another lawyer, a current or past client, we look forward to a nice dialogue about today’s legal trends. We aim to update our blog on a weekly basis, and check out our Facebook page for legal tips of the day.

We specialize in the subjects of real estate, foreclosure defense, personal injury, labor and employment matters and civil litigation. Please see our posts related to these topics.

Foreclosure in New York

When is It Too Late to Stop Foreclosure in New York? Understanding the Deadline

NYC consistently ranks as one of the most expensive housing markets in the nation. Even a minor dip in property values could push homeowners with tight finances underwater on their mortgages, making them more susceptible to foreclosure. Do You Need a Real Estate Attorney? If you need legal help with a real estate transaction, set up a FREE consultation today. CONTACT US NOW While national foreclosure rates haven't skyrocketed to the levels witnessed during the 2008 housing crisis, re...

short sale real estate

Unlocking Short Sale Real Estate: Key Strategies for Buyers

A short sale property occurs when a homeowner sells their property for less than the outstanding mortgage balance. In simpler terms, the proceeds from the sale are insufficient to cover the total amount owed to the lender. Do You Need a Real Estate Attorney? If you need legal help with a real estate transaction, set up a FREE consultation today. CONTACT US NOW New York State Disclosure Law mandates sellers to disclose material defects in the property  [NY Real Prop Law § 442]. This a...


How Long Does a Foreclosure Stay on Your Credit Score

Foreclosures are a homeowner’s worst nightmare. Not only can a foreclosure impact you in the immediate, in terms of losing your home and immediate financial impact of finding a new place to live, legal expenses, etc., it can also affect you for years to come, particularly when it comes to your credit score. But while it stays on your record for several years, there are things you can do now to start repairing and improving your credit. Contact our attorneys at Moshes Law f... ...


Foreclosure After Death of Mortgage Holder

When a loved one passes away, family members are not only left to grieve, but are also responsible for executing a will and ensuring the deceased's finances and property are in order. Often, a home is the most valuable asset a person has and if a person passes away and leaves a mortgage behind, the family will have some tough decisions. What happens if the mortgage can't be paid and what should the family do? If you are facing foreclosure after the death of a borrower, you have severa... Oft...

Getting Loans to Stop Foreclosure

Getting Loans to Stop Foreclosure

Buying a home is one of the biggest purchases most people will make in their lifetime. Typically, home buyers will need to secure financing and take out a mortgage to afford their dream home – this means you will need to make monthly payments to a lender until you pay off the mortgage. Unfortunately, life is unpredictable and if a crisis arises and you cannot pay your mortgage, you may be at risk of losing your home through foreclosure. If your home is at risk of foreclosure, you need to ac...


Post-Divorce Foreclosure – Questions and Options

Dealing with a loss in your life can be one of the most difficult and stressful events in a person’s life; when two occur at the same time, the loss of a marriage through divorce, and the loss of a home, through foreclosure, the stress can be off the charts.  Do You Need a Real Estate Attorney? If you need legal help with a real estate transaction, set up a FREE consultation today. CONTACT US NOW Individuals that are dealing with a foreclosure after a divorce are encouraged to seek legal ...

Foreclosure Law and Procedures in New York

Foreclosure Law and Procedures in New York

When it comes to fair housing financing and opportunities, the federal and state laws heavily regulate the process in an effort to make the opportunity to be a homeowner equitable to all groups of individuals, despite the creditworthiness and ability of people to buy or finance a home. Do You Need a Real Estate Attorney? If you need legal help with a real estate transaction, set up a FREE consultation today. CONTACT US NOW It is so important that you not only rely on your servicer to unde...


How to Prove Wrongful Foreclosure and Calculate Damages

With the economic upheavals of the last few years, many homeowners have found themselves in danger of losing their homes.  Loss of jobs meant loss of income for many, and as a result, they fell behind in their mortgage payments and faced foreclosure.  However, there are homeowners who play by the book and do everything right.  Yet they find themselves in foreclosure through no fault of their own, but through negligence or outright wrongdoing on part of the lender. Do You...

what is a judicial foreclosure

Judicial Foreclosure States, Definition, and Process

When a borrower takes out a mortgage to purchase a home, they agree to specific terms, one of which is monthly payments towards the mortgage debt. If a borrower defaults on the loan and fails to make payments, their property will eventually enter foreclosure. The judicial foreclosure process is the legal proceedings that allow the lender, in most cases a bank, to recover the balance of the defaulted loan by repossessing or selling the property. Do You Need a Real Estate Attorney? If you nee...

ways to stop foreclosure immediately

How to Stop Foreclosure at the Last Minute

People across the country may soon find themselves in uncertain, to dire straits.  Federal pandemic unemployment benefits ended on September 6, 2021 with many states electing not to extend these programs. That included the extra $300 weekly boost received by many, as well as the Pandemic Unemployment Assistance (PUA) for the non-traditional unemployed and Pandemic Emergency Unemployment Compensation (PEUC) which extended benefits past the end of any state benefits. Do You Need a Real Estate...