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Law Office of Yuriy Moshes Blog

Law Office of Yuriy Moshes P.C. blog is a law firm blog for up to date content. Check back here often for news, legal developments and tips. We look forward to hearing from you and thanks for reading our blog. We welcome suggestions on topics you would like featured in the blog. Whether you are another lawyer, a current or past client, we look forward to a nice dialogue about today’s legal trends. We aim to update our blog on a weekly basis, and check out our Facebook page for legal tips of the day.

We specialize in the subjects of real estate, foreclosure defense, personal injury, labor and employment matters and civil litigation. Please see our posts related to these topics.

second mortgage foreclosure laws
28Dec

Foreclosure Law and Procedures in New York

When it comes to fair housing financing and opportunities, the federal and state laws heavily regulate the process in an effort to make the opportunity to be a homeowner equitable to all groups of individuals, despite the creditworthiness and ability of people to buy or finance a home. New York Foreclosure Attorney Free Consultation It is so important that you not only rely on your servicer to understand your rights, but that you do your homework and research your rights, as well as c...

wrongful foreclosure
25Nov

How to Prove Wrongful Foreclosure and Calculate Damages

With the economic upheavals of the last few years, many homeowners have found themselves in danger of losing their homes.  Loss of jobs meant loss of income for many, and as a result, they fell behind in their mortgage payments and faced foreclosure.  However, there are homeowners who play by the book and do everything right.  Yet they find themselves in foreclosure through no fault of their own, but through negligence or outright wrongdoing on part of the lender. New York Wro...

what is a judicial foreclosure
13Oct

Judicial Foreclosure States, Definition, and Process

When a borrower takes out a mortgage to purchase a home, they agree to specific terms, one of which is monthly payments towards the mortgage debt. If a borrower defaults on the loan and fails to make payments, their property will eventually enter foreclosure. The judicial foreclosure process is the legal proceedings that allow the lender, in most cases a bank, to recover the balance of the defaulted loan by repossessing or selling the property. New York Foreclosure Attorney Free Consultation...

ways to stop foreclosure immediately
26Sep

How to Stop Foreclosure at the Last Minute

People across the country may soon find themselves in uncertain, to dire straits.  Federal pandemic unemployment benefits ended on September 6, 2021 with many states electing not to extend these programs. That included the extra $300 weekly boost received by many, as well as the Pandemic Unemployment Assistance (PUA) for the non-traditional unemployed and Pandemic Emergency Unemployment Compensation (PEUC) which extended benefits past the end of any state benefits. New York Foreclosure ...

can a foreclosure sale be reversed
31Aug

How to Set Aside Foreclosure Sale And Get Foreclosed Home Back

Experiencing the foreclosure process can be challenging, especially if you have reached the point of the foreclosure sale and your home is set to be sold. Thankfully, even if the foreclosure sale is nearly final, you may still have time to save your home. Read on to learn more or fill the form below to get free consultation. New York Foreclosure Attorney Free Consultation What is a Foreclosure Sale Ultimately, foreclosure is a process that allows a mortgage lender to take over a ho...

how to save my house from foreclosure auction
16Aug

How to Save My House From Foreclosure Auction in New York

Foreclosure is scary but it doesn’t have to mean the end of the road. Thankfully, there are several methods that could be utilized to slow or possibly stop your home from being foreclosed upon.  In New York, a foreclosure auction can only be held if approved and ordered by a judge.  New York Foreclosure Attorney Free Consultation If your mortgage is in arrears (meaning it’s delinquent), it is in your best interest to speak with an attorney to discuss how to stop a foreclosur...

how to find out if a house is in foreclosure
05Aug

Is My House In Foreclosure – How to Check The Foreclosure Status

After a historic two years of rustling amidst this Covid-19 pandemic where many people faltered on their expenses, especially as it relates to mortgage payments on a person’s home. Many of you may be wondering if your house has been listed for foreclosure due to the non-payment of your mortgages.  New York Foreclosure Attorney Free Consultation If you are not already aware, a foreclosure occurs where the mortgagee which is usually a bank, sells the collateral which is the home, t...

can i buy back my short sale home
06Jun

Can You Purchase Your Home Back After a Short Sale?

Buying a home with a conventional mortgage is often a dream for many Americans and a good dream at that. Life happens, however, and extenuating circumstances may cause many homeowners finding themselves unable to make their mortgage payments. In an attempt to avoid losing their home to foreclosure, which often results in bad credit and higher interest rates, the homeowner will attempt to engage in a short sale. While a short sale is often a good idea, there are many predatory or flat out fraudu...

bankruptcy and foreclosure
17Apr

Bankruptcy And Foreclosure. Chapter 7 Versus Chapter 13

Foreclosure is a scary prospect for any homeowner and can be a difficult situation to deal with. But it’s important to understand that there are a number of actions that a homeowner can take to mitigate the effects of or even stop a foreclosure. It may be surprising to learn that filing for bankruptcy, which for many carries a very negative connotation, can also help delay or even remedy foreclosure. This is not to say that filing for bankruptcy is at all ideal or the right course of action for...

foreclosure legal advice
15Apr

Foreclosure Legal Advice

Foreclosures rarely come by surprise. Despite that, many homeowners find themselves unprepared to face the situation and make the best decisions for their families. Homeowners, however, are not to blame. The foreclosure process is unnecessarily complicated and can confuse even the most experienced homeowner. Thankfully, foreclosure attorneys deal with foreclosures every day and are experts in guiding homeowners through the process. Legal advice on foreclosure is available to all homeowners, and...