Some economists state a recession is already present, and that our economy is already experiencing the beginning stages of a long drawn out housing recession. Most economists, however, claim that a looming recession is on its way, despite the current stage of the economy. All economists, however, agree that a recession equates to devastation of…

Do I need a real estate attorney? When dealing with real estate in New York, whether it’s purchasing or selling, having a real estate attorney is a must. Not only is a real estate attorney familiar with the steps involved in the purchase and sale process, but will be familiar with the New York laws…

If you plan on buying a house in NYC for the first time, you’ll need to know the process and pay close attention to detail. What are the steps and requirements to buy a house in NY? Whether you’re wanting to know how to buy a condo in NYC, how to buy an apartment in…

If you are a real estate agent or are closing on a house in NY, you need to adhere to the TILA-RESPA Integrated Disclosure (TRID) Rule. Failure to adhere to the rule may invalidate your closing. As such, this article shall address the following: What is TRID? Who Writes the Rules for TRID? What Are…

If you live in New York and are trying to transfer real estate property from one person to another person, through gift or court order, but not necessarily via a sale, then generally a quit claim deed is probably the best vehicle to do so. A quit claim deed is a relatively easy method in…

New York has some of the country’s most unique real estate laws when it comes to both buying and selling property, particularly if you are planning on buying a co-op or condo. Accordingly, being familiar with New York’s real estate laws and how to buy real estate in NYC is the best plan for you…

If you’re like most people, some form of debts, whether it’s credit card, auto loan, student loan, or a credit line, are required to navigate through life. However, sometimes when your debt becomes more excessive than your income, you will run into financial worry. In this article we discuss how to manage your debt and…

Buying or selling a home is the largest financial transaction most people will be part of during their lives. Hundreds of thousands of dollars will be exchanged for a property. This property—the center of the transaction—and the legal documents surrounding it should be well-understand by both buyer and seller. Legal documents that are agreed upon…

If you’re fortunate enough to be a resident of the great state of New York, then refinancing your home doesn’t have to be as expensive and difficult as it normally is. Whereas most purchasers in the U.S. have to pay the full value of closing costs consisting of loan origination fees, appraisal charges, and credit…

Purchasing a house can be a very difficult time. Not only do you have to worry about getting the home for the right price, but then you have to worry about home inspection, securing financing, and then finally, the closing. However, when it comes to purchase agreements, what happens when the seller changes their mind…

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