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Law Office of Yuriy Moshes Blog

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Law Office of Yuriy Moshes Blog

Law Office of Yuriy Moshes P.C. blog is a law firm blog for up to date content. Check back here often for news, legal developments and tips. We look forward to hearing from you and thanks for reading our blog. We welcome suggestions on topics you would like featured in the blog. Whether you are another lawyer, a current or past client, we look forward to a nice dialogue about today’s legal trends. We aim to update our blog on a weekly basis, and check out our Facebook page for legal tips of the day.

We specialize in the subjects of real estate, foreclosure defense, personal injury, labor and employment matters and civil litigation. Please see our posts related to these topics.

Selling Your House: Step by Step
27Jun

Selling Your House: Step by Step

If you plan on selling your home in New York, you’ll need to know the process and pay close attention to detail. This article address the several steps involved in selling your home. Initial Interview   Selling a home in NY state and making sure that everything flows smoothly requires knowledge and experience. Failure to disclose properly or not drafting the correct paperwork can cause the deal to go sour, and may cause you, the seller, to be put in a disadvantage. A proper real estate att...

New York Real Estate Property Laws: Buying or Selling a House or Property in New York State
30May

New York Real Estate Property Laws: Buying or Selling a House or Property in New York State

New York has some of the country’s most unique real estate laws when it comes to both buying and selling property, particularly if you are planning on buying a co-op or condo. Accordingly, being familiar with New York’s real estate laws and how to buy real estate in NYC is the best plan for you if you are in the process of buying or selling a home. Free Real Estate Lawyer Consultation in NYC [contact-form-7 id="330" title="Get a Free Consultation From Expert Lawyers!"] In this article, we shall...

How to Manage Your Debt to Income Ratio and Choose the Right Loan for You
19May

How to Manage Your Debt to Income Ratio and Choose the Right Loan for You

If you’re like most people, some form of debts, whether it’s credit card, auto loan, student loan, or a credit line, are required to navigate through life. However, sometimes when your debt becomes more excessive than your income, you will run into financial worry. In this article we discuss how to manage your debt and suggest best practices on deciding the type of loans to look at for your house. We will be discussing how to calculate DTI for mortgage purposes, which will help determine your de...

Why Home Buyers and Sellers Need a Lawyer
17Apr

Why Home Buyers and Sellers Need a Lawyer

Buying or selling a home is the largest financial transaction most people will be part of during their lives. Hundreds of thousands of dollars will be exchanged for a property. This property—the center of the transaction—and the legal documents surrounding it should be well-understand by both buyer and seller. Legal documents that are agreed upon are binding contracts meaning these documents are usable in court if one or both parties develop disagreements after the sale of the home. In this arti...

Refinancing Your House? How a “CEMA” or Consolidation, Extension, & Modification Agreement Can Help
27Mar

Refinancing Your House? How a “CEMA” or Consolidation, Extension, & Modification Agreement Can Help

If you’re fortunate enough to be a resident of the great state of New York, then refinancing your home doesn’t have to be as expensive and difficult as it normally is. Whereas most purchasers in the U.S. have to pay the full value of closing costs consisting of loan origination fees, appraisal charges, and credit report costs, buyers of New York are able to save money under CEMA, which stands for Consolidation, Extension, and Modification Agreement. Free Real Estate Lawyer Consultation in NYC [...

What to Do When You Bought a House and There Is a Breach of Real Estate Contract By Seller
29Jan

What to Do When You Bought a House and There Is a Breach of Real Estate Contract By Seller

Purchasing a house can be a very difficult time. Not only do you have to worry about getting the home for the right price, but then you have to worry about home inspection, securing financing, and then finally, the closing. However, when it comes to purchase agreements, what happens when the seller changes their mind and decides they no longer wish to sell the house to you? Free Real Estate Attorney NYC Consultation [contact-form-7 id="330" title="Get a Free Consultation From Expert Lawyers!"] ...

Foreclosure
09Jan

Understanding Your Foreclosure Rights

Paying off your mortgage every month can be a very daunting task, especially if you miss a payment and are unable to pay your mortgage. Most homeowners or borrowers believe that if you miss a payment you may as well throw in the towel and agree to give up your home. Fortunately, however, in reality, this is the furthest thing from the truth. These lenders, whether it’s the bank or mortgage company, must strictly adhere to the judicial foreclosure process. Accordingly, this process will allow you...

real estate breach of contract
29Nov

What to Do When There Is Breach of a Real Estate Contract By Buyer

This article shall address the questions and concerns when there is a breach of a real estate contract by a buyer. Selling a home can be troubling enough, but it can be even more worrisome when there is a real estate breach of contract. Understanding and being familiar with real estate contract law can be frustrating. Free Real Estate Breach of Contract Lawyer Consultation in NYC [contact-form-7 id="330" title="Get a Free Consultation From Expert Lawyers!"] This article shall focus on the follo...

The Importance of Adhering to a Proper “Due Diligence” Checklist When Purchasing Property
16Sep

The Importance of Adhering to a Proper “Due Diligence” Checklist When Purchasing Property

Whether you’re purchasing your first home or if you’re a veteran when it comes to real estate and you’ve purchased multiple homes in the past, at some point, in each real estate transaction, you will encounter the term “Due Diligence. ”You’ll hear experts say to make sure to “do your due diligence” when buying property. Free Due Diligence Real Estate Lawyer Consultation in NYC [contact-form-7 id="330" title="Get a Free Consultation From Expert Lawyers!"] But, what does that mean exactly? When p...

suing seller for non disclosure
19Aug

Homebuyers Options for Resolving Home Defects After Closing

Purchasing a home can be a long and stressful process, especially when purchasing an older home from a prior owner. This is both due to the complexity of the home sale process and the possibility of discovering home defects after purchase. Most houses will have minor items that need to be either fixed or replaced here and there. In many cases, a buyer will buy a home knowing that there will be problems with the house after closing. Free Real Estate Lawyer Consultation in NYC [contact-form-7 id=...