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Law Office of Yuriy Moshes Blog

Law Office of Yuriy Moshes P.C. blog is a law firm blog for up to date content. Check back here often for news, legal developments and tips. We look forward to hearing from you and thanks for reading our blog. We welcome suggestions on topics you would like featured in the blog. Whether you are another lawyer, a current or past client, we look forward to a nice dialogue about today’s legal trends. We aim to update our blog on a weekly basis, and check out our Facebook page for legal tips of the day.

We specialize in the subjects of real estate, foreclosure defense, personal injury, labor and employment matters and civil litigation. Please see our posts related to these topics.

buying a coop in nyc

Buying a Coop in NYC. What Do You Need To Know?

Buying a co-op in NYC is unlike other property purchases in the Big Apple. If you are considering purchasing a co-op in NYC or you are in the process of buying a co-op, you may have many questions. What is a co-op board interview? Do I need an attorney? What is the co-op approval process like?  Free New York Real Estate Attorney Consultation At the Law Offices of Yuriy Moshes, our experienced New York real estate attorneys are here to help you with your co-op purchase and to answ...

two names on title one on mortgage

Who Owns The House If There are Two Names On Title and One On the Mortgage?

Determining who owns a home in New York is not always easy. Most individuals are unfamiliar with the different types of ownership and the interplay between the deed and the mortgage. At the Moshes Law Firm we commonly see and help remedy the following situations: Two spouses on the deed, but only one on the mortgage.One spouse on the deed, but two on the mortgage.One spouse on both the deed and mortgage. Free New York Real Estate Attorney Consultation Mortgage Holder Vs Title Holde...

Gennady Litvin

Moshes Law, P.C. Attorney Gennady Litvin Nominated to the 2021 New York Metro Rising Star List

The Moshes Law Firm is excited to announce that its associate attorney Gennady Litvin has once again been nominated by Super Lawyers to its 2021 New York Metro Rising Stars list. This marks the seventh of the past eight years in which Mr. Litvin has been nominated to the Rising Star list by Super Lawyers. The Moshes Law Firm is proud to have Mr. Litvin as an associate attorney and to offer his top-tier legal expertise to our clients and friends.   About Attorney Gennady Litvin G...

what is an escrow agreement in real estate

What Is An Escrow Agreement In Real Estate?

The process of buying a home and other real estate generally involves multiple steps and moving pieces. At various points in a real estate transaction, parties other than the buyer and seller become involved in order to ensure the integrity of the transaction. An escrow agreement is one way to protect both the buyer and seller during the final stages of the transaction. In a real estate escrow agreement, the buyer and seller agree to have a neutral third party -- an escrow agent - hold the buye...

cema loan

Refinancing Your House? How a “CEMA” or Consolidation, Extension, & Modification Agreement Can Help

If you’re fortunate enough to be a resident of the great state of New York, then refinancing your home doesn’t have to be as expensive and difficult as it normally is. Whereas most purchasers in the U.S. have to pay the full value of closing costs consisting of loan origination fees, appraisal charges, and credit report costs, buyers of New York are able to save money under CEMA, which stands for Consolidation, Extension, and Modification Agreement. Free Real Estate Lawyer Consultation in NY...

housing cooperative

News About Co-op and PPP Loans

Unlike other residential dwellings, a housing cooperative or housing co-op is a very unique legal entity for a residential unit.  You may already own or be part of a potential housing cooperative and have not even known about it.  Essentially, a housing cooperative is a legal entity, jointly owned by its members or cooperative members, that come together to form a cooperative or a legal corporation, which owns real estate consisting of one or more residential buildings.  Housing ...

mortgage commitment date

Mortgage Contingency Clauses in Real Estate. Full Guide [Updated]

If you have recently entered the housing market or purchased a home, you may have heard about a lending concept known as the mortgage contingency. A mortgage contingency is a clause in the contract of sale that makes the buyer’s purchase of the home contingent on securing financing, such as a mortgage or a deed of trust. Free Mortgage Contingency Real Estate Lawyer Consultation in NYC Mortgage contingency clauses are designed to protect both the home seller and the home buyer from uncertainty i...

can husband leave wife out of will

Can a Husband Leave His Wife Out of the Will?

Unlike some states in which the will dictates how a person’s estate is to be distributed, in New York, a spouse, even if they are specifically left out of their partner’s will, does not mean that they are absolutely left without anything and do not receive any money or house. This means that if a spouse leaves the other spouse out of the will, and for example, the departing spouse left their house, the surviving spouse, even though they are out of the will, may still be entitled to the proceeds...

buying a home in NJ

Buying a House in NJ

With the onslaught of the COVID-19 pandemic devastating NYC, more and more people have decided to move out of the city altogether.  Where are these people moving?    Many of these people have decided that New Jersey is a better opportunity for more affordable housing and better employment, and are looking at New Jersey homes as their new homebase.  Accordingly, New Jersey has suddenly become a prime mecca for housing in 2020.  You may be one of these people considering ...

selling a house in nj

Selling a House in NJ

With the manifest of COVID-19 hitting both New York and New Jersey state, and with people losing their jobs and many city code restrictions in place, many home sellers decided to start the process of selling a house in New Jersey and relocate elsewhere.  This trend is still on the rise, particularly in different parts of New Jersey.  You may be one of the people who are also considering a move and in selling your own New jersey real estate.  Free Real Estate Lawyer Consultati...