Loan Modification


Do You Have Problems Paying Your Mortgage?

There are hundreds of reasons why you might have problems paying your home loan. During the recession, hundreds of people found themselves underwater, which means that they owed more on their homes than what those homes were worth. A medical problem that kept you from working, major changes in your personal life or changes in your professional life can all reduce the amount of money you have available to pay your mortgage. Here at the Law Office of Yuriy Moshes, P.C., we can help you learn more about loan modification programs that can help you reduce your payments.

Modifying Your Home Loan

A home loan modification is a program designed and implemented by the each respective lender that helps those in need reduce their payments. When qualifying for the program, your payments may drop to just 31% of what you make before taxes. That can save you hundreds of dollars every month and make your payments more affordable. We know that not everyone qualifies for these programs and other modification programs, but we can help you find out which programs you do qualify for and which program can help you.[/column]

Requirements for Modification

Loan modification programs have a number of requirements that you must meet before applying and enrolling. You must owe less than a certain amount on your home, and you must show that you have problems paying your mortgage, a real hardship. The banks require that you either have one or more late payments on your record or that you can show you won’t make your payments on time in the future. Other programs may require that you make below a certain amount each year.

Getting Legal Help

Requesting a loan modification is something that can take weeks or even months from the date you start looking for information. We know that the forms and information required of you are often complicated and use legal terms you might not understand, which is why we offer help and support to anyone with mortgage problems. The more you put off asking for help, the greater the risk is that you might lose your house. Call (888) 445-0234 to reach the Law Office of Yuriy Moshes, P.C. when you need help learning more about loan modification programs and how you reduce your risk of foreclosure and bankruptcy.

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    Testimonials and reviews

    33+ reviews

    Thanks to the Professionalism and Outsanding Customer Sevice demonstrated by The Law Office of Yuiry Moshes. I've completed many Real Estate Transactions in my years as a NYS Licensed Salesperson and Real Estate Broker. I congratulate your organization for the attention to detail and integrity you company displays.

    Greg D.

    155+ reviews

    We had a great experience with the office of Yuriy Moshes during the purchase of our home. Mr. Moshes or his colleagues were quick to respond to any questions or concerns during the process. I would not hesitate to recommend them to others. Thanks a lot!

    Yelena Gremban

    20+ reviews

    Hired Yuri to help me through coop purchase process. Yuriy and his staff answered all my questions promptly, I've had attorneys in the past that once paid would take their time and de prioritize your mails, etc..Not the case here. My initial purchase wound up folding week before scheduled closing date due to seller negligence. Almost a year later, I received same level of effort from Yuriy second time around, closed, and am very happy with professionalism and expertise provided.